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The encumbrance certificate is the certificate issued by the Registrar of Properties pertaining to a particular piece of land, apartments or house about the transaction made during the period you apply for.
Encumbrance certificate is used in property transactions as an evidence of free title/ownership. If there was sale, mortgage, settlement, Will, Gift or other deeds etc. and the parties executed and beneficiaries, date of transaction, amount etc. will be there for that period.
It is to be obtained from the sub-registrar office concerned. Some offices are equipped with online facilities also. Otherwise one has to directly apply and get it at nominal fees.